About US

Team

  • All Offices
  • Bakersfield
  • Denver
  • Encinitas
  • Santa Maria
Benjamin McCollum
James Curran
Janet Fowler
Larry Jones
Loren Grabau
Rebecca Dunn
Ryan S. Gorski
Benjamin McCollum

Benjamin McCollum

Investment Advisor Representative

Ben McCollum is a highly accomplished professional with a rich background in the financial industry. With over a decade of experience, Ben has garnered an impressive reputation for his expertise, attention to detail, and exceptional contributions in various roles.

Ben began his career at Merrill Lynch, where he honed his skills assisting in finding strategic market opportunities (using technical analysis) for high-net-worth clients. With a meticulous approach and an innate ability to understand his clients’ needs, he helped provide personalized financial solutions that enabled his clients to achieve their long-term goals. Ben’s commitment to delivering exceptional service and his deep knowledge of investment strategies earned him the trust and loyalty of his clients.

Continuing his journey, Ben transitioned to Independent Financial Group, ultimately assuming the role of Manager of Financial Planning & Analysis (FP&A). Here, he focused on valuations and cash flow optimization, leveraging his analytical prowess to provide valuable insights into investment opportunities and risks for the firm. His meticulous attention to detail and strategic mindset played a pivotal role in driving informed decision-making within the organization.

With a strong passion for finance and a desire to grow a startup, Ben then joined Xton Financial as Chief Financial Officer (CFO). In this position, he oversaw all financial operations, working closely with executive teams to develop and execute effective financial strategies. Ben’s comprehensive understanding of financial management, coupled with his exceptional leadership skills, played a vital role in optimizing financial performance and driving sustainable growth for the company, primarily through acquisitions.

Throughout his career, Ben has continuously demonstrated an unwavering commitment to excellence, a strong work ethic, and a knack for delivering unparalleled results. His deep industry knowledge and diverse experience have positioned him as a respected authority in the financial field.

With a proven track record and a wealth of experience, Ben McCollum is the go-to professional for strategic financial advice and guidance.

Ben was born and raised in San Diego where he still resides when he is not traveling for work obligations. In his free time, he plays competitive beach volleyball, explores new culinary experiences, and loves to travel internationally.

Education and Credentials:
BA (Accounting & Economics) with honors from Westmont College
Finra Series 7, 27, and 66
Life, Accidental and Health Insurance with the State of California License # 4305158

process

Our process begins with getting to know you and your goals.

Tell us where you want to go, and we'll work with you to
develop a plan that suits your needs. And as your life
changes, we'll adjust your plan so it better aligns with your new path.

We believe a detailed planning process can be one of the most effective ways to create financial independence.

An effective plan may not only provide financial independence throughout your life, it can reduce the damage disability, critical illness, or other sudden losses of income may have.

1
Introductory Meeting

Identify your goals, priorities, preferences, and establish what your expectations.

2
Exploration & Preliminary Planning

After our first meeting, we'll take a deeper dive into your situation.

3
Detailed Planning

Delivering an easy-to- follow roadmap that will guide you towards your financial goals.

4
Ongoing Support & Advice

We'll be here to adapt your plan so it transitions along with you.

Who We Serve

While you're in your peak earning years, it's important to develop positive financial habits that seek to lay a strong foundation for your savings.

Whether you’re new to investing, established in your career, or planning to retire, we’ll work with you to develop a financial plan that aims to help you manage your money effectively.

As a parent, you're not only pursuing your own aspirations, but guiding your children towards their own success as well. That's why starting a savings plan early is considered vital in pursuing the college education your child deserves; especially as tuition rates continue to rise.

From establishing a 529 plan, to researching financial aid options and grants, we can help you examine college investment options to build a personalized portfolio that considers your financial goals, risk tolerance, and timeline.

You’ve worked hard in your career, and are ready for relaxation and celebration. However, the transition from a career and steady paycheck to living on the wealth you’ve accumulated can be filled with uncertainty.

Together, we’ll develop a plan that helps you accumulate wealth while you’re still working, and aid your transition to a fixed retirement income.

Between managing employees, building client relationships, and maintaining the quality of your products or services, growing a business is a demanding task. It’s easy to be swept up in the day-to-day management of your business and lose sight of financial planning considerations that may lead to growth. We can help create a financial foundation that aims to care for your key employees and executives and reduce the impact of an unexpected loss.

When it’s time to pass the torch and leave your business, we’ll be here to plan your business succession and exit strategy to help ease the transition into life after work.